Safeguard your business assets, buildings, machinery, stock, and valuable property against fire, natural disasters, and other unforeseen perils with comprehensive protection.
Fire & Special Perils Insurance provides financial protection against loss or damage to insured property caused by fire and various specified risks.
Whether you own a factory, warehouse, office, retail shop, commercial complex, or industrial unit, unexpected incidents can result in significant financial losses.
This policy helps cover repair, replacement, and rebuilding expenses arising from fire, explosions, storms, floods, earthquakes, and other insured perils.
With proper coverage in place, businesses can recover faster and continue operations with minimal financial disruption.
From factories and warehouses to offices and institutions, we have tailored plans built for every kind of property and every kind of need.
Coverage for manufacturing units, machinery, stock, and industrial premises against fire and specified perils.
Protection for warehouses, godowns, inventory, and stored goods against damage and loss.
Coverage for office premises, furniture, equipment, and business assets against fire and specified perils.
Coverage for commercial complexes, business centers, retail stores, and rented properties. Designed to meet diverse property insurance needs.
Choose coverage based on your property type, business size, and asset protection requirements.
Having the right documents in hand makes your policy purchase, renewal, or claim process faster and hassle-free.
Additional protection against losses caused by earthquake damage to property and assets.
Coverage for property damage and financial loss resulting from terrorist activities.
Automatically increases sum insured during the policy period to keep up with rising costs.
Covers the cost of clearing debris and waste after a covered loss event.
Reimburses professional fees incurred during rebuilding or property restoration.
Coverage for goods temporarily stored at alternate locations during repairs or relocation.
Compensation for rental income lost due to property damage from an insured peril.
Covers business interruption losses and indirect financial impact from a covered incident.
A clear and timely claim process helps reduce stress after an incident. Here is how we help clients move forward.
Inform Times Care and insurer immediately after the incident.
Surveyor visits property for inspection and loss assessment.
Provide claim form, photographs, invoices, and supporting documents.
The insurer reviews coverage and determines admissible loss.
Approved claim amount is settled as per policy terms.
Get quick answers to common Fire & Special Perils insurance queries around coverage types, claim timelines, property eligibility, and add-on options.
Contact usIt is a property insurance policy that covers financial losses caused by fire and specified perils such as floods, storms, earthquakes, riots, and explosions.
It may not be legally mandatory for all businesses, but many lenders and financial institutions require it for financed properties.
Yes. Stock, raw materials, finished goods, and inventory can be insured under this policy.
Earthquake coverage is usually available as an optional add-on cover and can be included at an additional premium.
Speak with Times Care to compare Fire & Special Perils insurance options, add-ons, and coverage strategies that fit your property type and your budget.