Protect Your Business Assets With Complete Risk Coverage. Get comprehensive Industrial All Risk (IAR) Insurance solutions designed to protect your factory, plant, machinery, stock, and business assets against sudden and unforeseen losses.
Industrial All Risk (IAR) Insurance is a comprehensive insurance policy designed to protect industrial establishments against physical loss or damage arising from accidental and unforeseen events.
It provides broad coverage for buildings, plant & machinery, stocks, furniture, fixtures, and other business assets under a single policy.
IAR Insurance helps businesses recover from losses caused by fire, explosion, natural disasters, machinery accidents, theft, and various operational risks.
With one comprehensive policy, industries can secure their investments, maintain business continuity, and reduce financial uncertainty arising from unexpected events.
Our Industrial All Risk Insurance solutions are suitable for various industries and manufacturing facilities.
Coverage for factory buildings, warehouses, offices, and industrial structures against accidental damage.
Protects production machinery, equipment, and installations against sudden physical loss or damage.
Coverage for raw materials, work-in-progress goods, and finished products stored within the premises.
Protection for office furniture, electrical installations, computers, and other fixed assets.
IAR provides broad protection across fire, natural calamities, accidental damage, and theft-related losses.
Prepare these documents to speed up your policy application or claim.
Provides protection against sudden mechanical and electrical breakdown of machinery.
Compensates for loss of profits resulting from insured property damage.
Provides coverage against losses caused by acts of terrorism.
Automatically increases the sum insured during the policy period to account for asset value growth.
Covers expenses incurred in clearing debris after an insured loss.
Provides enhanced protection for fluctuating inventory levels.
Protection for computers, servers, control systems, and electronic devices.
A quick and organized claim process helps businesses resume operations faster after a loss.
Inform Times Care immediately after the incident occurs.
Surveyor conducts inspection and assesses the extent of loss.
Provide claim form, incident details, photographs, and supporting documents.
Insurance company reviews claim and verifies policy coverage.
Approved claim amount is settled as per policy terms and conditions.
Is Industrial All Risk Insurance mandatory? No, but it is highly recommended to protect valuable assets and operations.
Contact usNo, IAR Insurance is generally not mandatory by law, but it is highly recommended for industries to protect valuable assets and business operations.
The policy generally covers buildings, plant & machinery, stock, furniture, fixtures, and other insured assets against accidental and unforeseen losses.
Yes. Industrial All Risk Insurance can be customized for small, medium, and large industrial units.
The sum insured is usually based on the replacement or reinstatement value of buildings, machinery, stocks, and other insured assets.
Protect your factory, machinery, inventory, and business assets with comprehensive Industrial All Risk Insurance solutions from Times Care.