Get reliable Machinery Breakdown Insurance guidance for your manufacturing units, factories, and commercial facilities with coverage built around real-life equipment risks.
Machinery Breakdown Insurance provides financial protection against sudden and accidental breakdown of insured machinery and equipment.
Modern businesses rely heavily on machines for daily operations. Even a single breakdown can result in repair costs, production losses, and operational delays.
This policy covers repair or replacement expenses arising from mechanical, electrical, or operational failures, helping businesses maintain continuity and minimize downtime.
Whether you operate a manufacturing unit, factory, processing plant, warehouse, construction site, or commercial facility, Machinery Breakdown Insurance offers valuable protection for your essential equipment.
From manufacturing machinery to construction equipment, we have tailored plans built for every kind of industrial equipment and every kind of need.
Coverage for production machines, industrial equipment, processing plants, and assembly line machinery.
Protection for generators, transformers, control panels, and switchgear systems against sudden failures.
Insurance for cranes, excavators, loaders, and concrete machinery. Covers sudden breakdowns and accidental failures keeping your projects on track.
Coverage for textile machinery, printing machines, packaging equipment, and food processing machines. Designed to meet unique industrial needs.
Choose coverage based on your industry type, equipment value, and operational requirements.
Having the right documents in hand makes your policy purchase, renewal, or claim process faster and hassle-free.
Provides automatic increase in sum insured during the policy period to keep pace with rising costs.
Covers additional expenses incurred for urgent repairs and faster restoration of machinery.
Pays extra transportation costs for importing replacement parts quickly from overseas.
Coverage for damage caused to nearby insured property due to machinery breakdown.
Covers debris clearing expenses after an insured machinery breakdown event.
Protection against increased customs duties on imported replacement machinery parts.
Additional protection for computerized systems and controls linked to insured machinery.
Coverage while machinery is being shifted or relocated within the insured premises.
A clear and timely claim process helps reduce stress after an incident. Here is how we help clients move forward.
Notify Times Care and the insurer immediately after the breakdown.
Surveyor examines the damaged machinery and identifies the cause of loss.
Provide claim form, repair estimates, invoices, maintenance records, and photographs.
The insurer evaluates the claim based on policy coverage and survey findings.
Approved repair or replacement costs are settled according to policy terms.
Get quick answers to common Machinery Breakdown Insurance queries around coverage types, claim timelines, equipment eligibility, and add-on options.
Contact usIt is an insurance policy that covers sudden and unforeseen mechanical or electrical breakdown of insured machinery.
Yes, subject to the insurer's acceptance criteria, inspection, and policy terms.
No. Fire-related damages are generally covered under Fire & Special Perils Insurance.
Yes. Imported machinery and specialized industrial equipment can usually be covered.
Speak with Times Care to compare Machinery Breakdown Insurance options, add-ons, and coverage strategies that fit your equipment type and your business needs.