Construction projects face numerous risks, from accidental damage and natural disasters to third-party liabilities. Get reliable CAR Insurance guidance with coverage built around real-life construction risks.
Contractor's All Risks (CAR) Insurance is a specialized policy designed to protect construction projects against unforeseen physical loss or damage during the construction period.
Whether you are constructing residential buildings, commercial complexes, factories, roads, bridges, or infrastructure projects, unexpected incidents can lead to significant financial losses and project delays.
CAR Insurance provides coverage for construction works, materials, machinery, temporary structures, and third-party liabilities arising during project execution.
This policy helps contractors, builders, project owners, and developers manage risks effectively and complete projects with greater confidence.
Different CAR Insurance coverages are available based on project scope, construction activities, and risk exposure.
Covers accidental loss or damage to the construction project, materials, temporary works, and site structures.
Protects against legal liabilities arising from bodily injury or property damage caused to third parties during construction activities.
Provides coverage for construction equipment, machinery, tools, and site machinery used during project execution.
Offers combined protection for project works, materials, equipment, and third-party liabilities under a single policy.
Choose coverage based on your project type, construction scope, and risk requirements.
Having the right documents in hand makes your policy purchase, renewal, or claim process faster and hassle-free.
Additional protection against earthquake-related damages to project works and materials.
Protection against losses arising from terrorist activities at the construction site.
Coverage during the maintenance period after project completion and handover.
Covers additional expenses for debris clearing after an insured loss at the project site.
Automatic increase in project value coverage to keep pace with rising construction costs.
Coverage for urgent transportation costs of replacement materials needed at the site.
Protection for existing property located at or near the project site during construction.
Coverage for nearby insured property affected or damaged during construction activities.
A clear and timely claim process helps reduce stress after an incident. Here is how we help clients move forward.
Inform Times Care and the insurer immediately after the loss occurs.
Surveyor visits the project site to assess damages.
Provide photographs, project reports, invoices, contracts, and claim documents.
The insurer reviews policy coverage and survey findings.
Approved claim amount is processed according to policy terms.
Get quick answers to common CAR Insurance queries around coverage types, claim timelines, project eligibility, and add-on options.
Contact usCAR Insurance is a comprehensive policy that covers construction projects against accidental loss or damage during the construction period, including third-party liabilities.
Many project owners, government authorities, and financial institutions require CAR Insurance before construction work begins.
Yes, theft of construction materials may be covered subject to policy terms and conditions.
Yes. Roads, bridges, flyovers, pipelines, and other infrastructure projects can be covered under CAR Insurance.
Speak with Times Care to compare CAR Insurance options, add-ons, and coverage strategies that fit your project type and your construction needs.