Get comprehensive insurance solutions for hotels, residential dwellings, shops, retail outlets, and small businesses. Safeguard your property, contents, stock, furniture, and equipment against unexpected risks that could disrupt your home or business.
Insurance for Hotels, Dwellings & Shops is a specialized insurance policy designed to protect residential properties, hospitality establishments, and retail businesses against financial losses arising from unforeseen events.
Whether you own a hotel, guest house, homestay, retail shop, showroom, supermarket, office, or residential dwelling, this policy provides coverage for the building structure, furniture, fixtures, equipment, stock, and other valuable assets.
Unexpected incidents such as fire, burglary, natural disasters, accidental damage, and other covered risks can result in significant financial losses. This insurance helps you recover quickly and continue operations with minimal disruption.
With a single policy, property owners and business operators can secure their investments and gain peace of mind knowing their assets are protected.
Comprehensive insurance solutions for hotels, dwellings, and shops with tailored plans designed to protect every property and business need.
Comprehensive protection for your car against damages, theft, and third-party claims.
Designed for hotels, resorts, lodges, guest houses, hostels, and homestays. Covers building structures, furniture, fixtures, kitchen equipment, electrical installations, and guest-related facilities.
Protects residential buildings and household contents against fire, theft, natural calamities, and accidental damage.
Comprehensive protection for retail stores, supermarkets, pharmacies, boutiques, mobile shops, and other commercial outlets.
Select the right insurance coverage options for hotels, dwellings, and shops based on your protection needs, budget, and business requirements.



Having the correct documents helps speed up policy issuance and claim processing.
Additional protection for cash, stock, and valuable assets against burglary and theft.
Covers cash kept in the premises and cash in transit.
Protection for computers, CCTV systems, billing machines, POS terminals, and electronic devices.
Covers accidental breakage of display glass, glass doors, and shopfront panels.
Protection against sudden and unforeseen mechanical or electrical breakdown of equipment.
Compensates for loss of income resulting from insured property damage.
Protection against legal liability arising from injury or property damage caused to third parties.
Additional protection against losses caused by acts of terrorism.
A simple and transparent claim process helps you recover quickly after an unexpected incident.
Notify Times Care immediately after the loss or damage occurs.
Surveyor visits the property to inspect and assess the damage.
Provide claim form, photographs, invoices, ownership proof, and supporting documents.
Insurer reviews policy coverage and validates claim details.
Approved claim amount is settled according to policy terms and conditions.
Get quick answers to common motor insurance queries around legal cover, claim timelines, coverage types, and renewal support.
Contact usThis policy is suitable for hotel owners, guest house operators, homeowners, landlords, shopkeepers, retailers, showroom owners, and small business operators.
Yes, the policy provides coverage for stock and inventory, subject to the terms and conditions of the policy.
Yes. The policy can provide protection for both the building structure and the contents inside the premises.
Yes. Burglary and theft coverage can be included under the policy, subject to terms and conditions.
Claim settlement timelines depend on the nature of the loss, documentation submitted, and insurer verification procedures.
Speak with Times Care to compare insurance options, customize coverage, and protect your hotel,dwelling, or shop from unexpected risks and financial losses.